Two leading names in the UK insurance sector — Howden and Tide Insurance — have announced key senior leadership changes designed to reinforce their strategic growth ambitions and competitive positioning.
Howden bolsters retail and consumer leadership
Howden has appointed Mike Dalby as CEO of Howden Consumer & Local Commercial (CLC), where he will oversee the broker’s UK high street operations and drive the next phase of its retail growth strategy.
Dalby, who will continue to lead Howden’s Consumer Life and Health division, succeeds Kelly Ogley, who is stepping down after nine years with the firm to spend time with family and explore new opportunities.
The appointment reflects Howden’s broader push to strengthen its UK retail and personal lines business following a series of acquisitions and integrations. Since joining Howden in 2023 from AXA Health, where he served as distribution director and individual health director, Dalby has led significant growth across the Consumer Life and Health division. He successfully unified three businesses under one brand and spearheaded the acquisition of Active Quote.
Dalby’s new role is effective immediately, subject to regulatory approval.
Tide Insurance welcomes marine market veteran to its board
In a parallel move highlighting leadership renewal across the industry, digital MGA Tide Insurance has appointed Paul Miller as non-executive director.
Miller brings over 40 years of experience in the yacht and marine leisure sector, including senior positions at Talbot Syndicate and as founder of R&Q Marine Services, later acquired by Hiscox. He has also served as chair of IUMI’s Inland Hull, Fishing Vessels & Yachts Committee and a member of the LMA Joint Hull Committee, bringing deep technical and regulatory expertise to Tide’s leadership team.
Launched in late 2024, Tide specialises in superyacht insurance, offering hull and machinery, third-party, P&I, and crew cover. Its digital platform, Vesselverse, provides brokers with real-time access to policy details, premium data, and risk management tools. The MGA currently manages over £1.3 billion in sums insured.
