American International Group (AIG) has announced the appointment of Ray Hall as Head of Western World, effective immediately. Hall will report to Lou Levinson, President and CEO of Lexington Insurance, a member of AIG’s Excess & Surplus (E&S) lines platform.
In this new role, Hall will lead the strategic direction and operational execution of Western World’s contract bind operations, which specialize in serving the property, casualty, and garage sectors through a dedicated network of wholesale brokers.
A seasoned industry professional with 27 years of experience, Hall has played a pivotal role in evolving Western World’s contract bind business. Since joining AIG in 2020 as National Director, he has driven initiatives in product innovation, underwriting practices, talent acquisition, and broker engagement. He will continue to be based in Scottsdale, Arizona.
Western World operates within AIG’s E&S platform alongside Lexington Insurance. The group delivers non-admitted insurance solutions through wholesale distribution, offering products across general liability, commercial property, and garage lines. It leverages the proprietary Western World Integrated Platform (WWIP) to streamline underwriting, quoting, binding, and policy issuance for its broker partners and their clients.
AIG’s General Insurance segment, which includes Western World, reported strong results for the full year 2024, with $23.9 billion in net premiums written. The segment posted a combined ratio of 91.8% and an adjusted accident year combined ratio of 88.2%, reflecting continued underwriting discipline. Overall underwriting income for the year approached $2 billion.
In related news, AIG recently welcomed tech industry leader Juan Perez to its Board of Directors. Perez, Executive Vice President and Chief Information Officer at Salesforce, brings over 30 years of experience in artificial intelligence, data strategy, and digital transformation. He joins the board as an independent director.