UK-based InsurTech leader Cytora has announced a strategic partnership with US property data specialist LightBox, aiming to revolutionize how insurers assess and underwrite property risks.
This collaboration integrates Cytora’s advanced digital risk processing platform with LightBox’s extensive property data network, enabling faster and more accurate underwriting decisions. Through this seamless integration, Cytora users now gain direct access to LightBox’s rich property datasets within their existing workflows.
By embedding real-time insights—ranging from property characteristics and environmental data to building footprints and neighborhood intelligence—into the underwriting process, the partnership empowers insurers to make more informed, confident decisions in an increasingly complex insurance landscape.
Cytora’s platform already allows insurers to digitize and enrich every incoming risk with real-time data, supporting faster, data-driven decision-making. The company recently enhanced its offering with the introduction of agentic AI capabilities, improving both the transparency and performance of its risk assessment tools.
The alliance with LightBox marks another significant step in Cytora’s broader strategy to create a comprehensive data ecosystem tailored to the needs of commercial insurers. It follows a series of major initiatives, including a landmark partnership with global insurer Chubb and the rollout of Cytora’s next-generation underwriting platform earlier this year.
LightBox, which aggregates data from over 10,000 property-related databases across the US, delivers detailed intelligence that provides insurers with a deeper understanding of property risk, enabling better risk selection and more accurate pricing decisions.
This new partnership underscores Cytora’s continued commitment to innovation and to enhancing the capabilities of underwriters in an increasingly dynamic insurance landscape.