The UK insurance and financial services sector has welcomed a series of senior appointments as organisations strengthen their expertise in response to growing demand across warranty and indemnity (W&I) insurance, healthcare liability, and credit risk advisory.
Markel strengthens W&I claims team
Markel International has appointed Amy Martin as senior claims adjuster for warranty and indemnity (W&I), with the London-based role supporting the company’s expanding transactional liability portfolio. The appointment comes as claims notifications continue to increase alongside rising deal activity in the W&I market.
Martin joins Markel from Chubb, where she managed complex professional indemnity claims across the UK and international markets. A qualified solicitor with more than 10 years of experience spanning insurance claims and legal advisory positions in both private practice and in-house environments, she will oversee complex, high-value claims involving W&I, contingent risk, and tax insurance. She will report to Rachel Nestor, claims manager for management and transactional liability, cyber, and technology, media, and telecommunications.
The W&I insurance market continues to experience strong momentum. A survey by Norton Rose Fulbright and Mergermarket found that 65% of senior dealmakers worldwide expect increased adoption of W&I and representations and warranties insurance during 2025. Meanwhile, Gallagher’s Global M&A Insurance 2025 Review reported that underwriting capacity remains robust, with W&I insurance now widely used across transactions ranging from lower mid-market deals to major cross-border acquisitions.
Claims volumes have grown alongside market expansion. According to Aon’s 2026 Global M&A and Transaction Solutions Claims Study, W&I notifications across Europe, the Middle East, and Africa increased from 70 in 2024 to 119 in 2025. Separately, Marsh reported placing US$91.6 billion in transactional risk limits during 2025 across more than 3,800 policies, representing a 34% increase from the previous year. Financial statement breaches accounted for 38% of losses globally.
Euna expands healthcare underwriting capability
Specialist managing general agent (MGA) Euna has strengthened its healthcare underwriting division with the appointments of Sharon Brennan as senior healthcare underwriter and Rosie David as healthcare underwriter.
Brennan brings more than 25 years of underwriting experience across UK and international healthcare markets, having most recently served as a practice leader within the London Market. David joins the team to further support Euna’s growing healthcare portfolio.
Demand for private healthcare services has continued to rise, driven by ongoing NHS capacity pressures. NHS waiting lists reached 7.3 million in December 2025, contributing to increased private healthcare activity across specialties such as orthopaedics and gynaecology. In addition, the introduction of a new licensing framework for cosmetic procedures has extended professional indemnity requirements to areas that were previously unregulated.
Broadstone’s analysis of PHIN and NHS England data showed that private medical insurance (PMI)-funded admissions reached a record 670,000 during 2025. However, annual growth slowed to 0.8%, compared with 14% recorded in 2022. The NHS diagnostic waiting list also increased to 1.92 million in March 2026, up from 1.70 million a year earlier.
Pressure on diagnostic services continues to mount, with the number of patients waiting six weeks or longer for diagnostic tests rising by 94,000 year-on-year to 407,000 in March 2026. Across the first nine months of 2025, total private health admissions, including both PMI-funded and self-funded treatments, reached 500,000.
Broadstone appoints director to enhance credit advisory services
Broadstone has named Daniel Murdoch as director within its Banking and Credit Advisory division, reinforcing the firm’s capabilities in credit risk and regulatory advisory services.
Murdoch joins from Coventry Building Society, where he served as head of credit model integration. His previous experience also includes senior positions at Nationwide, Lloyds Banking Group, TSB Bank, and Virgin Money.
In his new role, Murdoch will oversee projects relating to Internal Ratings-Based (IRB) models, capital management, model validation, regulatory assessments, Pillar 2 requirements, and broader model risk strategies. His appointment follows the continued expansion of Broadstone’s Banking and Credit Advisory division through the acquisitions of Vestigo Partners in 2024 and Rockstead in 2026.
